The confidence to move forward.

‍The agility to get there faster.

Helping financial institutions adapt to the dynamic electronic payments environment of today, tomorrow and beyond.

Already trusted by:

If you can imagine it, you can build it

Develop, test, deploy, manage and extend your electronic payment services.
Enjoy our innovative cloud-based, secure and flexible suite of next-gen payments solutions:

Learn how we can quickly adapt to your
specific requirements
Contact us

When adaptability
meets speed

Navigating around processing payments innovation, and beating its complexity and volatility, calls for a set of solutions that is:
Fully Compatible
Truly agnostic, our platform works with any legacy systems/standards (ATM/POS driving, Tokensiation, Ecommerce, and more).
Future-Proof
Built to enable anything on the current and future innovation pipeline (Crypto, big data, real-time payments, open banking etc.)
Flexible by Design
Lego-like modular architecture that uses JSON as internal messaging/API mechanism, dynamic mapping, rule engines etc.
Affordable Always
Reducing the costs of hardware, database management, deployment, operations, word maintenance, and everything in between.
Completely Connected
From bridging legacy infrastructure, to APIs and XMLs, our platform is ready to handle any way to connect or communicate with other systems
Secure and Reliable
PCI-compliant, PA:DSS certified tech, based on over 100 years of combined experience in the industry and backed by 24/7/365 support

Helping 70+
customers globally

EFTlab were incredibly helpful when we were looking for an HSM simulator solution. We are really happy with their HSM product. The team provided detailed and timely technical support to our software engineer both when we were first setting the product up in our environment and also once we were upgrading to newer versions. We’ve been using HSM for a couple of years and intend to keep renewing our license for it.
Kate Hydman
General Manager, Radium
We have been partners with EFTlab for the past six years and are extremely happy with this partnership. We have recommended their products to our clients and have showcased EFTlab’s simulation tools in our training session with great effect. We are proud to be their partner and would highly recommend EFTlab products.
Mansour Aaron Karimzadeh
CEO, SCIL & Secure Payments Academy
EFTsim is a stable product with many good features such as automated regression testing packs, easy to use configuration screens and is highly configurable to support custom test cases. EFTlab provides excellent support and is always available and ready to help the CGI team in Malaysia.
Harvinder Chal
South East Asia, CGI

Keeping you
in the loop

22
19
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02
10
.
2024
2023

Extending Our Service Offering: Meeting Market Demands with EFTlab's Advanced Solutions

EFTlab is excited to announce the expansion of our service offerings, responding to the dynamic demands of the financial sector. Our latest advancements integrate next-gen payment technology with deep industry expertise and range of managed services, marking a significant leap in payment solutions.
19
19
.
10
10
.
2023
2023

EFTlab achieves PCI SSF Certification: Explaining its significance

EFTlab has successfully complied with the PCI DSS - Secure Software Standard v1.1 and has transitioned from the old PA DSS program to be listed on the PCI Security Standards website. The new PCI Software Security Framework (SSF) encompasses standards that enhance software security in payments, replacing the older PCI Payment Application Data Security Standard (PA-DSS).
29
19
.
11
10
.
2023
2023

EFTsim's journey to Thin Client architecture: A Strategic evolution

EFTsim transitioned from a thick client to a thin client architecture to improve efficiency and scalability in financial services. This transition, part of a broader trend towards server-side computing, reflects EFTsim's commitment to adapting to the evolving needs of the digital landscape.
22
19
.
02
10
.
2024
2023

Extending Our Service Offering: Meeting Market Demands with EFTlab's Advanced Solutions

EFTlab is excited to announce the expansion of our service offerings, responding to the dynamic demands of the financial sector. Our latest advancements integrate next-gen payment technology with deep industry expertise and range of managed services, marking a significant leap in payment solutions.
19
19
.
10
10
.
2023
2023

EFTlab achieves PCI SSF Certification: Explaining its significance

EFTlab has successfully complied with the PCI DSS - Secure Software Standard v1.1 and has transitioned from the old PA DSS program to be listed on the PCI Security Standards website. The new PCI Software Security Framework (SSF) encompasses standards that enhance software security in payments, replacing the older PCI Payment Application Data Security Standard (PA-DSS).
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