Merchants and Retailers
MEET THE DYNAMIC PAYMENT DEMANDS OF YOUR CONSUMERS
Whether it’s credit cards, NFC, loyalty cards or any other new payment method, your customers’
demands keep on changing, and catering for this can be an expensive and challenging exercise.
Our range of payment processing solutions were designed to suit the ever-changing needs of the EFT
industry while reducing your time-to-market, saving you on development costs
and making sure you are always compliant and secured.
PROVIDE BETTER CUSTOMER EXPERIENCE
Personalize your services and provide your customers with all the payment options they need:
SUPPORT ANY PAYMENT METHODS
With a system that is ready to adopt all current payment options (POS, ATMS, credit, loyalty card, mobile payments, crypto
currencies, etc.) and ANY other “financial instruments” (like cards, tokens, license plate, fingerprints, eye scans, etc.), the sky is the limit.
UNDERSTAND YOUR CUSTOMERS
Our technology allows you to collect data and create statistics and analyses to better understand your customers’ behavior and needs (even things like product quantities, expiry dates, pictures, room temperature, service time, etc.).
RELY ON DATA
Use purchases activity data and analyse it to make data-driven decisions, monitor fraud activity Enhance your direct marketing and more.
GROW YOUR BOTTOM LINE
slashing down costs and time-to-market using our scalable, modular design
KEEP IT AFFORDABLE
Cut down on high processing fees, operational costs and expensive infrastructure. We support multiplatform and multi databases with our innovative architectural design.
INCREASE TRANSACTION FLOW
Make the most out of your payment processing
capabilities with a high-performing system
and full end-2-end testing solutions.
KEEP IT EASY (YET ROBUST)
Minimize your maintenance costs, overhead and the need for industry-specific
experienced team members with a technology that’s got your back:
QUICK SYSTEM DEVELOPMENT
Our Lego-like architecture enables the ability to quickly modify or extend functionality to reflect actual business needs (no actual coding needed – the vast majority of things can be achieved by changing a logic in the configuration)
EASY SYSTEM MAINTENANCE
Avoid the pricey or dedicated hardware. All you need is a minimal team to run it long-term. In addition, your support team doesn’t even need to have any expert knowledge of a system (like for UNIX-based systems), as all system handling happens through web-based UI.
With standards that change every year and new challenges appearing constantly, rest assured that we’ve got you covered:
We are PA:DSS certified, and our architecture allows us to keep up with the PCI council’s ongoing changes and improvements (now and in the future)
CARD SCHEME MANDATES
We are fully complaint with all major card schemes (VISA, MasterCard)
ALREADY TRUSTED BY
“BP-SIM is a stable product with many good features such as automated regression testing packs, easy to use configuration screens and is highly configurable to support custom test cases. EFT-Lab provides excellent support and is always available and ready to help the CGI team in Malaysia.”
“We have been partners with EFT Lab for the past six years and are extremely happy with this partnership. We have recommended their products to our clients and have showcased EFTLab’s simulation tools in our training session with great effect. We are proud to be their partner and would highly recommend EFTLab products.”
“EFTLab were incredibly helpful when we were looking for an HSM simulator solution. We are really happy with their BP-HSM product. The team provided detailed and timely technical support to our software engineer both when we were first setting the product up in our environment and also once we were upgrading to newer versions. We’ve been using BP-HSM for a couple of years and intend to keep renewing our license for it.”