We create the most efficient, safest and most reliable payment system that ever existed.


The payments industry faces the challenge of bringing new EFT payment technologies and products, such as contact-less payment, to market in ever shorter time-frames. Delivering safe and functional payment products is business critical, highlighting the need for appropriate testing and processing solutions.

EFTlab develops products for the electronic payments industry that make it easy to deploy new payment systems faster.

Our solutions help large merchants, banks, card issuers and other financial institutions develop and test their payment processing systems every day.

There are a number of payment processing system standards in the market and we automate testing for all of them. EFTlab solutions are a new generation of software developed with the needs of modern businesses in mind. Our solutions are: flexible, customizable, affordable and easy to set up and use.

About EFTlab


We start from the best that others have created before us, and learn from others' mistakes. EFTlab creates the most efficient, safest and most reliable payment system that ever existed.

The electronic payments environment of today is highly dynamic and growing rapidly. New types of businesses are processing payments and consumers have many new payment methods to choose from.

The volume of transactions is also increasing due to the rapid growth in mobile and micro-payments. New, flexible payment solutions that can quickly respond to these changes while preserving system security and reliability are needed.

EFTlab products are specifically designed for today’s payments environment and include solutions for payments processing and payment system development, testing and training. Our payment platform’s modular design makes it easy to customize, scale, extend and modify.

New security standards and internal security requirements can be implemented quickly. Multi-platform support and high transaction processing performance give our customers the flexibility and speed they need.

EFTlab customers pay only for what is needed today because our payment system can be easily modified and extended. This flexibility fosters new payments processing businesses, services and innovation in payment product offerings.


Download Company Profile





BP-Tools is a set of freeware applications for EFT testing, benchmarking and transaction service development.

See more...


Download Flyer...


The Babylon Payments Simulator (BP-Sim) is a family of highly efficient regression and stress testing tools, designed for deployment in development and pre-production environments. BP-Sim allows users to perform an extensive range of tests across the chain of payment services.

See more...

Download Flyer...


The Babylon Payments Processing Suite(BP-Processing) is a suite of EFTlab's products for realtime payment transaction processing and authorisation.

See more...